20 Best Refer and Earn Apps – Invite and Make Money Instantly Through These Apps

“Refer and Earn” is a form of marketing that is used by brands to promote their products and bring in new customers in the fastest manner. However, recommending the app through these referral programs can be extremely beneficial for you as you can earn plenty of cash through it. So, grab your smartphone and start making referrals to these Best Refer and Earn Apps to earn a handsome amount of money every month without any effort.

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1. Google Pay

Google Pay is designed as a UPI payments app by Google for making contactless digital purchases. Your bank account can be used for both making and receiving payments through this app. You can use this for limitless contactless shopping, online payments, paying your electric bill, and much more. On major holidays and celebrations like New Year’s Eve, Diwali, Holi, IPL, etc. Google Pay also provides games and contests like Google Pay Tallest Food Market Offer and Google Pay Party Code Hunt Offer through which you can earn free cashback and prizes.

Through the Google Pay app, you can earn from ₹21 to ₹250 cashback on each referral, when your referral makes his/her first payment. You can make referrals through the Google Pay app by using the following process.

  • First of all, download the Google Pay app on your phone and complete the registration.
  • Then, go to your profile and look for your unique referral link.
  • Copy your link and share it with other people through various means like social media, sms, etc.
  • Whenever a person joins the app through your link and made his/her first transaction, you will get assured cashback of ₹180 to ₹250 in your wallet.
  • Moreover, your referred friend will also receive a cashback of ₹21 after the first successful transaction.

Google Pay

2. RapidBox App

RapidBox is an online shopping app that provides inexpensive yet high-quality goods to its customers.  The company stands for selling high-quality goods in distinctive and imaginative packaging with no shipping fees. In order to boost customer engagement and trust, it also offers several rewards through its refer and earn program. Currently, the RapidBox app is offering a free bonus of ₹20, just for signing up, as well as a ₹20 reward for each referral you make. So, download this app now from the Google Play Store and start inviting your friends to earn plenty of cash and shopping deals.

RapidBox App

3. RozDhan App

Rozdhan is the top money-making app that also offers fresh, engaging content to its users every day. Through this app, you can make money by logging in daily, playing games, sharing articles, and inviting friends. After signing up for this app, you will also get a signup bonus of ₹50. So, download the RozDhan app now and start earning money through its amazing referral program.

RozDhan App

4. PhonePe App

PhonePe is India’s new UPI payment app which can be used to make any kind of online payment, including bill payments, money transfers, and mobile recharges. Through this app, you can earn a cashback of ₹100 (per referral).

  • Download the PhonePe app on your mobile device and register with your bank details.
  • Then, create a UPI Pin and open the “Refer and Earn” section.
  • Now, tell your friends about this app and share your PhonePe invitation link.
  • the moment your friend downloads the app and makes his first transaction worth ₹150, you will receive your cashback of ₹100.

PhonePe App

5. TaskBucks App

This is a mobile application that allows users to earn money online. The TaskBucks app lets its users make money by doing many small tasks. Moreover, you can earn plenty of rewards through the TaskBucks Refer and Earn Offer. For this purpose download the app on your mobile phone and go to the “refer and earn” section of this app. After that, copy and share your link with your friends and other people. You will get a cashback of ₹25 on each referral through this app.

TaskBucks App

6. Winzo Gold App

WinZO is the first entertaining gaming app in India, where users can compete and win a wide variety of valuable prizes. In order to win a challenge, a player has to play a game or take part in a quiz and correctly answer all of the questions. Winzo Gold referral program can help you make more money. You can get free cash in your Paytm wallet through this app without any problem. So, go to the official website of Winzo games and download the app to get started with your earnings.

Winzo Gold App

7. Paytm App

When it comes to online money transfers the first UPI services app in India, Paytm is above other apps. Whenever you make a purchase using the Paytm app, you can get valuable rewards, cash back, and discounts. Paytm offers a cashback of ₹100 per referral through its referral program. 

  • Download the Paytm app and complete the registration process.
  • Then, Click “Refer & Earn 100” after scrolling down.
  • Now, copy and share your link on social media or other platforms.
  • You will receive a reward of ₹100 every time your referred friend makes his/her first UPI payment through this app.

Paytm App

8. Upstox App

Upstox is a platform through which you can invest in mutual funds and the stock market. It also offers a free introduction to the stock market course for new members. In order to begin investing in the stock market, a Demat account is required. You can start earning money by referring friends once your account has been created. This app offers a cashback of up to ₹500 on just one referral depending on the nature of your account. So, what are you waiting for? Create an account on Upstox and Start earning money. However, you need the following documents to create a Upstox account:

  • Your signature is on a white page.
  • Your bank details.
  • Your Pan Card.
  • Your Aadhar card.

Upstox App

9. Amazon Pay App

You can easily send and receive payments using Amazon Pay. You can ask your friends to sign up for Amazon Pay so that you can receive a commission when they transfer funds to a recipient through its referral program. 

  • Download the Amazon Pay app and create your account.
  •  Then, copy and share your invitation link with other people by going to the “invite and earn” section.
  • Once your friend signs up and makes their first payment, you will both receive ₹31.

Amazon Pay App

10. CashBoss App

The CashBoss app allows you to earn free recharges by referring your friends. Additionally, you can charge your phone by downloading additional applications. If you want to try your luck, you can spin the wheel and win anywhere between ₹1 and ₹20.

  • First of all, open the Google Play Store and download the CashBoss app.
  • Complete your signup and open go to the dashboard of this app.
  • Now, open the section “refer and earn” and share your referral link with your friends.
  • Whenever your referral completes one offer after downloading the app through your link, you will receive a cashback of ₹15 in your wallet.

CashBoss App

11. Times Prime App

Times Prime App can be used to get premium membership in various OTT platforms, shopping brands, and other apps like Udemy, Myntra, Amazon Audible, PharmEasy, Headspace, PVR, Pizza Hut, Uber, Urban Company, Cult Fit, Google One, Storytel, Discovery+, Disney+ Hotstar, SonyLiv, etc.

Through the referral program of the Times Prime app, you can get a flat discount of ₹300 (per referral) on any premium membership. 

  • First of all, download the Times Prime app.
  • Then, create a TimesPrime account using your mobile number and email address.
  • After completing the signup, you will get the welcome reward of ₹300 which can be used to activate any membership.
  • After activating your first membership, you can start sharing your referral link with your friends.
  • You will receive a cashback of ₹300 for each referral’s registration.

Times Prime App

12. Cred App

Cred app enables you to manage and use your credit card in an efficient manner. Through this app, you can keep an eye on your expenses and track the transactions made using your credit card. You can earn rewards by referring friends through the Cred App Refer and Earn program. Each referral is worth ₹750 to you. Anyone who signs up for Cred using your referral link will get a discount of ₹250 on their first bill payment (minimum ₹1000) through a credit card. So, download the Cred App on your mobile phone and start inviting your friends to earn huge cashback through its outstanding referral program.

Cred App

13. CreditMantri App

You can check your credit score with CreditMantri, and the app will also show you how much of a loan you qualify for and who you can get it from. You can quickly and easily find the loan that has the lowest interest rate by using this app without any effort. On three successful referrals, the CreditMantri app offers you a referral bonus of ₹100 cash in your Paytm wallet. 

  • Download the app from the Google Play Store and verify your mobile number.
  • By providing your bank-registered mobile number, you can view your Cibil score.
  • Then, complete your registration by providing all the necessary details.
  • Now, open the “Refer and Earn” tab and share your invitation link with your friends, family, etc.
  • You will receive a cashback of ₹100 after referring 3 of your friends to this app. 
  • You can invite as many people as you like and earn as much money as you like through referrals.

CreditMantri App

14. Benefix App

This financial app makes it easy for its users to utilize their credit cards. Through this app, you can easily track your shopping expenses. In addition, the Benefix app offers rewards of ₹20 upon successful registration. By recommending the app to your friends, you can make more than ₹20 on each referral.

  • Download the app from the Google Play Store and create your account.
  • After that, “Add a Debit Card” by entering your card information, and pressing the “Save Card” option.
  • Now, open the “Dashboard,”. Select “Refer and Earn” and send your invitation link to your friends to start earning rewards.
  • If you refer a friend and they sign up, you both get ₹20.

Benefix App

15. Cashbook App

It is primarily a bookkeeping and business management app through which you can keep track of all of your debit or credit transactions, earnings, daily sales, outlays, and much more. Through the Cashbook App, you will get a sign-up bonus of ₹10 in your Paytm account after completing registration. Additionally, you can make money by referring to as many people as possible. 

Cashbook App

16. FamPay App

This is a Neo Bank app designed specifically for those under the age of 18. This app provides teenagers with a debit card and a Neo Bank account so they can shop online and in-store. You can also earn money through this app’s refer and earn program.

  • Download the FamPay App and create your account.
  • Then, provide your Aadhar card details and a Pan Card f your Guardian.
  • Go to “refer and earn” and share your invitation link with your friends.
  • You will get ₹50-₹100 on each referral.

FamPay App

17. BharatPe App

It is a UPI payment app made for merchants and it has the largest network of merchants in India. The BharatPe app also offers small loans to retailers in addition to UPI services. You can earn plenty of cash by signing up and inviting your friends to join this app. You will get a cashback of  ₹100 on each referral you make through this app. So download it now from the Google Play Store, complete your signup and start inviting your friends to this app.

BharatPe App

18. Roposo App

When Tiktok was first outlawed in India, the Roposo application was already in development. On this app, you can share your video content. It resembles the Tik Tok app quite a bit. It is a brief video app that was created in India. You can create entertaining and humorous video content. 

After creating an account, you will immediately receive cashback in your account. You can also earn money by making your referrals to this app. All Roposo App users, both new and premium, are eligible for this offer. So, download the Roposo App, sign up now and enjoy the Roposo App Refer & Earn promotional offer.

Roposo App

19. ZoomCar App

It is the biggest and most trustworthy online car rental service in India. Through the ZoomCar app, you can reserve a car for any length of trip (from an eight-hour to a month-long road trip). If you use this rental car service for the first time, you will get a discount of  ₹1200. In addition to this, You can earn a total of ₹10,000 in Z Points by participating in the ZoomCar app referral program.

ZoomCar App

20. Cash Ninja App

The Cash Ninja app offers one of the best refer-and-earn programs. With this app, you can get free talk time for as long as you want, and you can do as many tasks as you want every day to get free recharges.

  • First of all, download the Cash Ninja App on your mobile phone.
  • Create your profile and click on the “Refer and Earn” banner to get your invitation link.
  • Copy and share your link with your friends and online platforms.
  • You will get a cashback of ₹25 every time when a person joins the app through your link and makes his/her first recharge.

Cash Ninja App

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Furthermore, referring your friends is the best way to earn more money and other exciting prizes. Keep visiting this website to know about more refer and earn app offers, as we add and update these apps and offers on a daily basis. Let us know in the comments section if you enjoyed today’s article about the best refer and earn apps to make money for free.


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